Carol Ussery is a nationally recognized expert with over 20 years of experience in mortgage operations.

Carol Ussery has worked across Texas, helping Private Mortgage brokerages grow their business.

As the founder of PRIVATE MORTGAGE GROUP LLC and a 10X Certified Business Coach, Michelle has built a reputation for transforming brokerages into audit‑ready, profitable operations. Her systems eliminate denials at the source, align compliance with documentation integrity, and create predictable revenue growth.

Carol Ussery has been in real estate since 1993 — starting as a real estate assistant helping transitioning service members buy and sell homes near Fort Hood, Texas. She became a licensed Real Estate Broker in 1995 and a licensed Mortgage Lender and Underwriter in 2004.

Over more than three decades, she discovered a gap that no traditional bank was willing to fill: hardworking ITIN holders and self-employed borrowers with strong income, deep community ties, and a genuine desire to own a home — but nowhere to turn.

So she built Private Mortgage Group to fill it.

Today, PMG is the nation's largest and most experienced private mortgage company purpose-built for ITIN and foreign national borrowers — with over $250 million in loans funded and a default rate under 2%.